NEWS: OC Register — Stacy Korsgaden, California insurance commissioner candidate, 2026 primary election questionnaire
OC Register/ Southern California News Group Insurance Commissioner Candidate Profile 2026
RADIO: Ag Net West — California Insurance Crisis: Can Experience Fix What’s Broken?
California’s insurance system is at a breaking point—and few conversations capture the urgency better than the recent interview between “The Ag Meter” host Nick Papagni and Insurance Commissioner candidate Stacy Korsgaden. From skyrocketing premiums to vanishing coverage options, the discussion lays out the real challenges facing homeowners, farmers, and businesses across the state—and what it may take to fix them.
From Central Valley Roots to Industry Expertise
Raised in Visalia, California, Korsgaden brings over 40 years of hands-on insurance experience to the race—something she notes has been missing from the role for decades. After graduating from Cal Poly San Luis Obispo with a business degree, she built a highly successful agency with Farmers Insurance, earning national recognition as a top agent 14 times.
Her foundation? Service.
She explains that taking care of customers was always the priority—and that same philosophy now drives her campaign to lead California’s Department of Insurance.
Podcast: American Agents Alliance — California Insurance Commissioner Candidate Stacy Korsgaden | Insurance Crisis, Prop 103 & Reform Plan
California Insurance Commissioner Candidate Stacy Korsgaden | Insurance Crisis, Prop 103 & Reform Plan
LyteSpeed Learning and the American Agents Alliance continue this exclusive series introducing the candidates for California Insurance Commissioner.
In this episode, we sit down with Stacy Korsgaden, a longtime Farmers Insurance agent, to discuss the current state of California’s insurance market and why she’s running.
Korsgaden shares her perspective on the insurance crisis, including carrier market exits, the growth of surplus lines, and increasing wildfire risk. She also discusses how her industry experience shapes her approach to regulation and consumer protection.
We cover key issues impacting California today:
Proposition 103 and its role in the market
The rise of surplus lines insurance
California’s FAIR Plan challenges
Wildfire mitigation and risk management strategies
The balance between regulation and market stability
Korsgaden also outlines her proposed priorities:
Faster rate approval timelines
Creating a new division to attract admitted carriers
Depopulating the FAIR Plan
Strengthening wildfire mitigation through coordination at all levels
Addressing fraud and exploring tort reform
Expanding licensing and education to better serve consumers
🔗 Learn more about her campaign: https://stacyforinsurancecommissioner.com
Podcast: Here's How to Reform the CA Insurance Market!
Reform California / Carl De Maio: California faces a massive insurance crisis, but voters can change that this November. We sat down with Stacy Korsgaden, our endorsed pick for CA Insurance Commissioner, to hear about her plans to fix the CA insurance market - WATCH!
I sat down with Carl De Maio from Reform California. We covered:
Commissioner Ricardo Lara’s negligence.
Failure of Government that makes your bill more expensive.
$4 billion Insurance Tax that incentivizes high premiums.
Stacy’s career as an insurance agent.
Stacy can win! — Insurance Commissioner is a non-partisan race.
Building coalitions to reach voters across the state.
How to support my campaign at StacyforInsuranceCommissioner.com
PODCAST: Insurance Commission Guidance Society (ICGS): Insurance Hour with Karl Sussman
California's insurance marketplace is under unprecedented strain — canceled policies, rising premiums, shrinking competition, and a growing dependence on the FAIR Plan. But how did we get here, and what would it actually take to fix it?
On this episode of Insurance Hour, host Karl Susman welcomes special guest Stacy Korsgaden, a California native, former insurance agent with over 35 years of experience, and candidate for California Insurance Commissioner. Together, they unpack the real reasons behind the state's insurance crisis — from Proposition 103 and delayed rate approvals to wildfire mismanagement, regulatory bottlenecks, and systemic failures within the Department of Insurance.
Stacy shares her professional journey, explains how insurance companies assess risk, and lays out a detailed plan to restore competition, reform the FAIR Plan, streamline rate approvals, strengthen wildfire prevention, crack down on fraud, and create a unified disaster response system that actually serves consumers.
If you're a homeowner, renter, business owner, or voter trying to understand what's happening to insurance in California — and what choices really matter at the ballot — this is a must-listen conversation.
Informing, educating, and entertaining one policy at a time — this is Insurance Hour.
Elite Agent Talk with Stacy Korsgaden
A huge thank you to Stacy Korsgaden, candidate for California Insurance Commissioner, for joining me on this episode and sharing such a clear, courageous vision for fixing our broken insurance market.
It was an absolute honor to have her on the show! I’ve known Stacy since we wer part of the Farmers family and she’s someone I’ve respected for years for the way she serves clients, leads her team, and stands up for agents. Now she’s taking that same conviction and experience to fight for all Californians — consumers, agents, and carriers!
In this conversation, Stacy and I go deep on:
✅ Her 35-year journey as a Farmers agency owner & President’s Council agent
✅ Why no recent Insurance Commissioner has actually run an agency — and why that matters
✅ How Prop 103, price controls, and delayed rate approvals helped create today’s crisis
✅ Why carriers are pausing new business, pushing people into the FAIR Plan, and leaving California
✅ How competition and free markets actually protect consumers better than over-regulation
✅ What a new Commissioner could realistically change on day one within Prop 103
✅ How AI, innovation, and new capital should be allowed to come into California’s insurance market
✅ What agents and agency owners can do if they resonate with her message
Whether you’re a captive or independent agent, an agency owner, or just a Californian confused and frustrated about your insurance options, I believe this conversation will bring you a lot of clarity — and some hope that this situation is actually fixable with the right leadership.
Thank you again, Stacy, for your time, transparency, and willingness to step into this fight for our industry and our state. I know viewers will walk away with a much better understanding of why we’re here and what it would take to turn things around. Learn more about Stacy’s campaign and how you can support her work: 👉 StacyForInsuranceCommissioner.com
Dan Kitajima
Insurance Guys Podcast: How To Save California's Insurance System with Stacy Korsgaden
Insurance Guys Podcast How to Save CA’s Insurance System with Stacy Korsgaden
PRESS RELEASE: Stacy Korsgaden Earns State Party Endorsement for Insurance Commissioner
Stacy Korsgaden Earns State Party Endorsement for Insurance Commissioner
San Diego, CA – The California Republican Party decisively endorsed Stacy Korsgaden for Insurance Commissioner. This endorsement signals strong, unified support for her candidacy and is an endorsement of her expertise to take on California’s ongoing insurance crisis.
“The Republican Party sent a message that a candidate’s experience matters,” said Korsgaden.
Korsgaden is the owner of a successful insurance agency that services home, health, auto, life, business insurance policies as well as financial advising. For nearly 40 years, she has been a relentless advocate for outcomes that benefit her clients and was nationally for performance and customer service. The Department of Insurance owes Californians the same topnotch service.
“At a time when Californians are facing skyrocketing premiums, canceled policies, and a shrinking insurance market, we need leadership that understands the system and knows how to fix it with immediate, informed solutions,” said Korsgaden.
Sacramento’s negligence has increased risk in California so high that the state is uninsurable. Korsgaden has proposed a plan that will stabilize the insurance marketplace and make sure that Calfornians have more insurance products available to them so that the FAIR Plan is not the catch-all.
Korsgaden’s deep knowledge of the insurance insurance markets, regulatory challenges, and consumer needs make her the most qualified candidate to challenge leading Democrats who believe that more government is the solutions.
“The responsibility of the office of Insurance Commissioner demands technical competence and proven experience, not partisan identity. I am the only candidate in the race who has the technical competence and practical marketplace experience that can rally a broad coalition of commonsense voters.
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Stacy Korsgaden is a licensed insurance agent who is running for Insurance Commissioner in California. Korsgaden has held an active insurance license (License #0750748) since 1988. Stacy has spent her career helping families and small businesses navigate complex policies, devastating losses, and an increasingly broken system. As the owner of a successful multiline insurance and financial services agency, she has written policies, handled claims, managed risk, and worked directly with regulators – experience no other candidate can match. Korsgaden’s plan restores competition, expands insurance options, lowers costs for working families, strengthens consumer protection and disaster response, and brings stability to California’s insurance market through experienced, accountable leadership. www.StacyForInsuranceCommissioner.com
